𝗜𝗻𝗱𝗶𝗮 𝗧𝗮𝘅 𝗥𝘂𝗹𝗲𝘀 𝟮𝟬𝟮𝟲 — 𝗙𝗗, 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱, 𝗦𝗵𝗮𝗿𝗲𝘀 & 𝗖𝗿𝘆𝗽𝘁𝗼

New Tax Regime — 2026-27

₹𝟰 𝗹𝗮𝗸𝗵 ਤੱਕ → 𝟬% Tax

₹𝟰–𝟴 𝗹𝗮𝗸𝗵 → 𝟱% Tax

₹𝟴–𝟭𝟮 𝗹𝗮𝗸𝗵 → 𝟭𝟬% Tax

₹𝟭𝟮–𝟭𝟲 𝗹𝗮𝗸𝗵 → 𝟭𝟱% Tax

₹𝟭𝟲–𝟮𝟬 𝗹𝗮𝗸𝗵 → 𝟮𝟬% Tax

₹𝟮𝟬–𝟮𝟰 𝗹𝗮𝗸𝗵 → 𝟮𝟱% Tax

₹𝟮𝟰 𝗹𝗮𝗸𝗵 ਤੋਂ ਵੱਧ → 𝟯𝟬% Tax

 🇮🇳 INDIA TAX ON DIFFERENT TYPES OF INCOME

𝗙𝗗:

• ₹50,000 ਤੱਕ Interest → 𝗡𝗼 𝗧𝗗𝗦

• Senior Citizen → ₹1,00,000 ਤੱਕ → 𝗡𝗼 𝗧𝗗𝗦

• ਇਸ ਤੋਂ ਵੱਧ → 𝗧𝗗𝗦

𝗗𝗲𝗯𝘁 𝗠𝗙:

• 1 Apr 2023 ਤੋਂ ਬਾਅਦ → 𝗦𝗹𝗮𝗯 𝗥𝗮𝘁𝗲

𝗘𝗾𝘂𝗶𝘁𝘆 𝗠𝗙 / 𝗟𝗶𝘀𝘁𝗲𝗱 𝗦𝗵𝗮𝗿𝗲𝘀:

• 12 months ਤੋਂ ਘੱਟ → 𝟮𝟬% STCG

• 12 months ਤੋਂ ਵੱਧ → 𝟭𝟮.𝟱% LTCG

• ₹1.25 lakh ਤੱਕ LTCG → 𝗧𝗮𝘅 𝗙𝗿𝗲𝗲

𝗨𝗻𝗹𝗶𝘀𝘁𝗲𝗱 𝗦𝗵𝗮𝗿𝗲𝘀:

• 24 months ਤੋਂ ਘੱਟ → 𝗦𝗹𝗮𝗯 𝗥𝗮𝘁𝗲

• 24 months ਤੋਂ ਵੱਧ → 𝟭𝟮.𝟱% LTCG

𝗛𝘆𝗯𝗿𝗶𝗱 𝗠𝗙:

• Equity 65% ਜਾਂ ਵੱਧ → 𝗘𝗾𝘂𝗶𝘁𝘆 𝗥𝘂𝗹𝗲𝘀

• Equity 35%–65% → 𝟭𝟮.𝟱% LTCG after 24 months

• Equity 35% ਤੋਂ ਘੱਟ → 𝗦𝗹𝗮𝗯 𝗥𝗮𝘁𝗲

𝗖𝗿𝘆𝗽𝘁𝗼:

• ਕੋਈ ਵੀ Holding Period → 𝟯𝟬% 𝗧𝗮𝘅

• 𝟭% 𝗧𝗗𝗦

• Loss → 𝗡𝗼 𝗦𝗲𝘁-𝗼𝗳𝗳 / 𝗡𝗼 𝗖𝗮𝗿𝗿𝘆 𝗙𝗼𝗿𝘄𝗮𝗿𝗱